Health insurance in Germany Q&A, with Techniker Krankenkasse

You sent in your questions about health insurance in Germany, and this week a representative from Techniker Krankenkasse, Nina, is here to answer them.  You can also get an idea of what to expect from a health insurance fund by hearing how TK does things and what they offer.

If you are considering signing up for health insurance with TK, use my link:

https://thegermanyexperience.de/tk

It is an affiliate link, so if you sign up with it, you'll be helping out the podcast. 

The questions that Nina answers: 

• How does health insurance work in Germany?
• What do I have to do if I get ill?
• What are the differences between Gesetzlich (statutory) and Privat (private) health insurance?
• Why is it so difficult to get an appointment with a specialist? 
• Can I apply for health insurance without a German address?
• What are IGEL treatments?
• Do couples go onto the same insurance?
• What should foreigners expect from a health insurance provider?

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